VittaLoan is a digital lending platform developed by THUNIL SUPER TECHNOLOGY PRIVATE LIMITED, in partnership with S.B.N. LEASING AND FINANCE LIMITED (NBFC Lender), designed to offer users a seamless, online borrowing experience. With the goal of providing accessible, fast, and flexible loan options, VittaLoan caters to the diverse financial needs of individuals, whether for personal, medical, educational, or business purposes.

With VittaLoan, you can get the financial flexibility you need with minimal hassle, providing you with a trustworthy digital platform that adapts to your life and helps you fulfill your financial needs—whenever and wherever you need it.

Instant Approval

Apply and get approved within minutes.

100% Online

No paperwork or bank visits—apply in-app.

Quick Disbursement

Funds reach your account within hours.

Affordable APR

Competitive rates from 18.5% to 35%.

Easy Repayment

Installments that fit your budget.

Available 24/7

Apply anytime, including holidays.

1. Apply for a Loan: Select your loan type and enter the required details such as loan amount and repayment term.
2. Eligibility Check: The app will instantly check your eligibility based on your profile and credit score.
3. Approval and Disbursement: Once approved, the funds are disbursed directly to your bank account within hours.
4. Repayment: Set up an easy repayment schedule and make monthly payments via the app.

No Hidden Fees

Transparent process with no hidden charges or complex terms.

Quick Access to Funds

Apply in minutes, get money fast.

User-Friendly App

Easy-to-navigate interface for a seamless experience.

Trusted Security

We prioritize the privacy and security of your data with top-grade encryption.

We offer multi-channel support throughout your loan journey — from application to repayment. Reach us via in-app live chat, email, or phone. Our specialists assist with eligibility, document upload, disbursement, repayment setup, and issue resolution.

• Live Chat: Average first response time 2–5 minutes; complex queries are escalated to a specialist.
• Email Support: Weekdays 9:00–18:00; most requests resolved within 24 hours.
• Phone Support: Mon–Sat 9:00–20:00; priority handling for time‑sensitive matters.
• Self‑Help: Browse FAQs for instant answers to common questions.

For escalations or grievances, visit our unified Support page to raise a request. We track each case with clear SLAs and status updates.

24/7 access: Apply anytime, from anywhere — including weekends and holidays. Automated eligibility checks run round‑the‑clock for a fast decision.

• Application Window: Open 24/7 via the app.
• Approval Review: Instant automated checks; manual verifications typically 9:00–20:00 IST.
• Disbursement Schedule: Bank transfers processed Mon–Sat; public holidays may shift credit timing.
• Repayment: UPI/auto‑debit and bank transfers supported, with reminders to help you stay on track.

Service coverage is pan‑India where KYC and banking are supported. Availability may vary by lender policies and local regulations.